General Questions

Q1  What is FundaDream?

FundaDream Insurance Solutions, Inc. is a California-licensed insurance corporation that connects individuals, families, and business owners with vetted, licensed financial professionals across life insurance, annuities, and related financial planning services.

FundaDream is built around a conviction that financial planning and community investment belong in the same conversation. In addition to connecting clients with financial professionals, FundaDream directs a portion of its corporate revenues to IRS-recognized 501(c)(3) youth athletic organizations on a periodic basis — as a corporate commitment, not a consumer benefit.

Q2  How does FundaDream work?

FundaDream works like a financial concierge. You share information about your financial goals, and FundaDream uses an intelligent matching process to connect you with the most appropriate licensed financial professional for your situation.

There is no cost to you for the matching. Once connected, your financial professional will schedule a consultation to discuss your goals and develop a planning strategy designed around your specific needs.

Q3  What information does FundaDream collect from consumers?

FundaDream collects basic contact and financial information — such as your name, contact details, income, expenses, savings, and financial goals — to better understand your needs and match you with an appropriate financial professional.

Your information is handled in accordance with FundaDream’s Privacy Policy, available at fundadream.org/privacy-policy. Your data is shared only as necessary to connect you with the right professional.

Q4  Does it cost anything to get connected to a financial professional?

No. FundaDream does not charge consumers a fee to perform a smart match or to connect you with a financial professional. The matching service is provided at no cost to you.

Q5  If I’m not comfortable with the financial professional I was connected to, can I be connected to a different one?

Yes. While we make every effort to match you with the right professional, we understand that not every connection is the right fit. Please contact us at contact@fundadream.org and we will be happy to reconnect you with someone better suited to your needs.

FundaDream’s Giving Model

Q6  Does FundaDream give a portion of its revenues to charity?

Yes. FundaDream directs a portion of its general corporate revenues to IRS-recognized 501(c)(3) charitable organizations on a periodic basis, with a primary focus on youth athletic programs serving the communities FundaDream operates in.

This giving is made at the sole discretion of FundaDream leadership and is funded from FundaDream’s general operating revenues.

Q7  Does my financial plan or insurance purchase trigger a charitable gift?

No. FundaDream’s charitable giving is not tied to any individual insurance transaction, premium payment, policy placement, or client relationship. Gifts are made from FundaDream’s general corporate revenues on a periodic basis, at the discretion of FundaDream leadership — independently of any individual client’s activity.

The giving is a corporate commitment — not a consumer benefit, not an entitlement, and not an inducement to purchase any financial product or service. No consumer has any right to direct, request, or receive any benefit from FundaDream’s charitable giving.

Q8  Why does FundaDream focus on youth athletics?

FundaDream believes that the habits that build strong athletes — discipline, resilience, teamwork, and the ability to get back up after a setback — are the same habits that build strong financial futures.

Access to sport, coaching, and competition should not be limited by a family’s financial circumstances. Youth athletic programs give young people a team, a reason to show up, and the experiences that shape who they become.

Youth athletics is where FundaDream’s giving begins — but not where it ends. As FundaDream grows, its giving is intended to expand to include child health, education, poverty relief, and other causes that invest in the next generation.

Q9  How does FundaDream select which youth athletic organizations receive gifts?

FundaDream vets every organization before making a gift. To be approved as a recipient, an organization must meet all of the following standards:

• Hold valid, active IRS 501(c)(3) tax-exempt status, confirmed prior to any gift.
• Be properly registered and in good standing as a nonprofit organization.
• Have an active, demonstrated presence serving youth athletic programs in the community.
• Demonstrate responsible financial practices and appropriate use of funds.
• Have a primary mission aligned with providing young people access to athletic programs, coaching, and competition.

Approved organizations are subject to periodic re-review. An organization that no longer meets FundaDream’s vetting standards will be removed from the approved giving list.

Q10  Can I direct FundaDream’s charitable giving to a specific organization?

No. FundaDream’s charitable giving is made at the sole discretion of FundaDream leadership. No consumer, policyholder, or financial professional has any right to direct, request, or influence which organizations receive gifts.

This structure is important to the integrity of the giving model. You can learn more about how FundaDream selects and vets recipient organizations on our Charitable Giving Process page at fundadream.org/giving.

Q11  What does “Plan Today, Play Tomorrow” mean?

Plan Today, Play Tomorrow is FundaDream’s tagline and its belief about what financial planning is really for.

Plan Today is the work — the financial plan, the protection strategy, the retirement account, the life insurance policy, the estate plan. The deliberate, disciplined decisions that give a family financial security.

Play Tomorrow is the result — for your family, the freedom that financial security creates. And for young people in the communities FundaDream serves, whose access to sport and the experiences that build character is supported, in part, by FundaDream’s corporate giving.

About Our Network

Q12  How are financial professionals selected for the FundaDream network?

FundaDream uses a rigorous multi-step vetting process to ensure that every professional in its network meets high standards for credentials, professional history, integrity, and client-first service. The process includes:

1. Identity verification
2. OFAC and sanctions screening
3. Primary license verification through applicable state and national licensing authorities
4. Criminal background check
5. Adverse media screening
6. Supplemental credential and document review
7. Final approval by FundaDream’s professional standards team

Professionals with revoked licenses, permanent regulatory bars, felony convictions, financial crimes, or other disqualifying history are not eligible to join the FundaDream network.

Q13  What types of financial professionals are in your network?

FundaDream’s network includes licensed professionals across a wide range of financial planning disciplines, including:

• Financial advisors and wealth managers
• Life insurance and annuity specialists
• Estate planning professionals
• CPAs and tax professionals
• Registered Investment Advisors (RIAs)
• Business planning specialists
• Benefits brokers and employee benefits advisors

This breadth allows FundaDream to connect clients with professionals who are specifically qualified for their planning needs.

Q14  Are the financial professionals in your network fiduciaries?

Many professionals in FundaDream’s network operate under fiduciary or client-first standards in connection with their own professional licenses and service agreements with clients.

FundaDream itself does not act as a fiduciary in connection with the services or information provided through this Site. Nothing on this Site or in connection with FundaDream’s matching service creates a fiduciary relationship between FundaDream and any user.

We prioritize connecting you with professionals who are committed to acting in your best interest, and we encourage you to discuss the nature of any professional relationship with the advisor before proceeding.

Your Experience

Q15  What happens after I submit a consultation request?

After you submit your request:

1. Our team reviews your information.
2. We may reach out to gather any additional details needed to find the right match.
3. You are matched with a licensed financial professional appropriate for your goals.
4. You are introduced to your professional and invited to schedule your initial consultation.

There is no obligation to move forward after your initial consultation.

Q16  How long does it take to get connected?

Most clients are connected with a financial professional within a short period of time after submitting their request. Timing may vary depending on professional availability and the complexity of your needs.

Q17  Do I have to commit to anything after being matched?

No. There is no obligation to move forward after your initial consultation. The goal is to ensure a good fit and give you the information you need to make a confident decision — without any pressure.

Q18  What types of financial planning can I get help with?

FundaDream supports a wide range of financial planning needs, including:

• Retirement planning and income strategies
• Life insurance and personal protection
• Wealth accumulation and investment strategies
• Business succession and key person planning
• Estate and legacy planning
• Employee benefits and executive compensation planning
• Buy-sell agreement funding
• Disability income protection

Privacy & Security

Q19  Is my personal information secure?

Yes. Protecting your data is a top priority. FundaDream uses secure systems and follows best practices to ensure your information is handled with confidentiality and care.

Our complete data practices are described in FundaDream’s Privacy Policy, available at fundadream.org/privacy-policy.

Q20  Will my information be shared with multiple financial professionals?

No. Your information is only shared as necessary to connect you with the most appropriate financial professional for your situation. FundaDream does not distribute your information broadly across the network.

Q21  Is my personal information used in connection with FundaDream’s charitable giving?

No. FundaDream does not collect, use, or share any personal information from users of this Site in connection with its charitable giving activities.

The giving is made from FundaDream’s general corporate revenues and is not tied to any individual user, transaction, policy, or client relationship. No user’s personal information is disclosed to any charitable organization as part of FundaDream’s giving program.

 For Financial Professionals

Q22  How can I join the FundaDream network?

Financial professionals can apply to join our network through FundaDream’s website. Every applicant goes through a comprehensive screening and vetting process — including identity verification, license verification, background check, adverse media screening, and a final professional standards review — before being approved to join.

Visit fundadream.org/careers to select the path that best describes your professional background and a FundaDream representative will reach out with next steps.

Q23  What are the benefits of partnering with FundaDream?

FundaDream provides its professional partners with a comprehensive support infrastructure, including:

• Access to pre-qualified client introductions through FundaDream’s consumer marketing programs.
• White-glove sales support and a dedicated case team from introduction to close.
• Advanced case design and custom illustration support for complex cases.
• A curated suite of life insurance, annuity, disability, long-term care, and business planning products.
• Expert business planning and advanced planning services for succession, buy-sell, and key person cases.
• Professional underwriting support and advocacy.
• A values-aligned network of financial advisors, CPAs, attorneys, insurance professionals, and benefits brokers.

Q24  Does FundaDream’s giving model benefit financial professionals directly?

No. FundaDream’s charitable giving is a corporate commitment made from FundaDream’s general revenues at the discretion of FundaDream leadership. It does not constitute additional compensation or consideration of any kind to any licensed insurance professional, and no financial professional has any right to direct, influence, or receive any benefit from FundaDream’s charitable giving.

What the giving model does provide is a genuine, credible firm-level community giving story that professionals can accurately communicate to their clients — a differentiator that reflects who FundaDream is as a firm, not a feature of the professional relationship.

Q25  What types of professionals does FundaDream partner with?

FundaDream partners with licensed professionals across the full range of financial planning disciplines, including:

• Licensed life insurance and annuity agents and brokers
• Financial advisors and wealth managers
• CPAs and tax professionals
• Estate planning and business planning attorneys
• Registered Investment Advisors (RIAs)
• Benefits brokers and employee benefits advisors

All partners must hold valid professional licenses applicable to their discipline and must pass FundaDream’s full vetting process before joining the network.

Still Have Questions?

We are happy to help. Reach out to FundaDream directly and a member of our team will respond promptly.